Insurance companies are required to undertake a thorough and unbiased review of each claim. When an insurance company fails to fairly evaluate a claim, or requires the insured to take unreasonable steps to verify a claim, the company has breached its obligation of good faith and fair dealing which is implied in every insurance contract. Damages for insurance bad faith include payment of the benefits due to you, and all consequential damages including attorney’s fees, emotional distress damages and even punitive damages in some cases.