If you have been injured by the negligent actions of an uninsured or underinsured driver you may still be able to obtain full compensation for your injuries. Most insurance policies in California include Uninsured Motorist coverage that will allow you to obtain compensation through your own insurance policy when you are injured by an uninsured driver. Uninsured Motorist coverage also operates as Underinsured Motorist coverage when the person who caused your injury does not have policy limits high enough to full compensate you. In this instance your Uninsured Motorist policy limits can be used to supplement the low limits carried by the responsible party.
It is very important to hire a lawyer who understands the rights and obligations of an insurance company in Uninsured and Underinsured Motorist cases. At Ernst Law Group, ALC we have handled hundreds of uninsured and underinsured motorist cases for our clients. We are happy to speak with you about your case.