Not always. Sometimes claims can be resolved with a few phone calls or letters. In some cases a settlement can be reached after you retain a lawyer but before a lawsuit is filed. Many times, however, you will not obtain full compensation until you file a lawsuit. Even after you file a lawsuit many cases settle before trial
In order to maximize your chances of obtaining a fair settlement you should hire a lawyer with a proven track record of not only good settlements, but also of successful jury trial verdicts. Your chances of a fair settlement increase when a defendant knows that your lawyer is willing and able to take your case to trial. Insurance companies know our proven track record of winning jury trials.